Category: Business

GreenSky: A solution for instant loans

GreenSky is without a doubt one of the best fintechs we have in the world today. Earlier this years, the company was listed as a publicly traded company after fronting its Initial Public Offering (IPO). GreenSky is a financial service provider. They offer point-of-sale services to consumers. Their main role is offering technology that connects the consumer to the regional banks that can avail the funds for various services that the consumer might be interested in. The company works on a fee-based model which enables it to maintain consistent growth. It does not suffer from the challenges that face traditional banks. It is projected that the company might see double-digit growth for the next few decades consistently if the recent trend is anything to go by. In 2017, the firm managed to drive over $3.8 billion to their partnering banks, a record increase of 30 percent from 2016.

How GreenSky Works

The main role of this firm is to connect the borrower and the lender at the point-of-sale. In the process of linking the two parties, it gets paid through the fees charged in facilitating the transactions. In the setup are four parties that form the complete transaction path. There is the customer, the merchant, GreenSky and the bank. It is the merchants who provide services to customers who initiate the process of getting a loan. Mainly, the merchants involved in these transactions are in the healthcare and home improvement fields.

If the homeowner is interested in home maintenance services but lacks sufficient finances at the time to pay for the services, he or she can opt for the option provided by this fintech. It will allow them to get instant access to a loan that will be obtained by the customer. The merchant will initiate the process by taking the details of the customer and sending them digitally to GreenSky system. The fintech will receive the loan details and then talk to a partnering regional bank that is ready to provide the loan. In a short time, the loan will be processed and deposited to the customer who will, in turn, pay the merchant for the services provided.

https://www.forbes.com/sites/greatspeculations/2018/09/05/greensky-now-looks-undervalued-given-strong-q2-performance-alliance-with-amex/#5d78658d5eda

Sunday Riley Offers Luxury Skincare

Sunday Riley isn’t just a high-quality brand of skincare products. The brand is named after its founder. When Sunday Riley, the person, became dissatisfied with the skincare items currently on the market, she decided to develop her own.

As a cosmetic chemist, she was the perfect person for the job. Her idea was simple: effective products made from the best ingredients. She planned to combine scientifically made active ingredients with natural botanicals in an environmentally friendly way. When she pitched the line to Barneys in 2009, they immediately took it.

The brand didn’t even have a name or full products –only prototypes — at that point. Barneys suggested that Riley use her own name, and Sunday Riley, the brand, was born.

When it comes to quality, you pay for what you get. Sunday Riley uses only the best ingredients in its formulas. It makes them slightly pricey, but not nearly as expensive as “aspirational” custom-made or medical treatments that require a dermatologist.

Sunday Riley, the founder, is committed to creating products that meet high standards. The brand dabbled in creating its own luxury makeup line but wound up discontinuing it to focus on skincare. The makeup was so popular that you can still find it being resold.

The brand’s focus on quality has driven its popularity in ways that traditional marketing couldn’t. Rather than promoting in more old-fashioned ways, Sunday Riley let its products sell themselves by putting them in the hands of social influencers.

When people saw how effective things like Good Genes, Luna Sleeping Night Oil, and C.E.O. Protect + Repair Moisturizer are, they spread the news on social media. From there, sales caught fire.

Barneys now carries Sunday Riley in numerous locations. Even Oprah Winfrey caught on. The media mogul put Sunday Riley on her Favorite Things 2018 list.

Get your Sunday Riley products here:
https://www.sephora.com/brand/sunday-riley
https://www.spacenk.com/us/en_US/brands/s/sunday-riley/

Jeunesse Global Anti-aging Personal Care Products

Jeunesse Global is a manufacturer of innovative anti-aging personal care products and health supplements. Founded in 2009, Jeunesse Global has developed effective serums, cleansers, moisturizers and DNA repair creams to help reduce the signs of aging. Their mission is to empower individuals across the globe and enhance their spirits by making them look and feel youthful. To accomplish this goal, Jeunesse Global has created a patent-pending formula that is infused with adult stem cells. This special formula contains more than 200 human growth factors and cellular messengers that are crucial for maintaining healthier and firmer skin.

Jeunesse Global is the sole developer of the world-famous Luminesce anti-aging skin care line. This anti-aging skin care line works to replenish the skin’s natural stores of proteins and growth factors, as well as diminish harsh wrinkles and fine lines with its collagen and elastin building formula. These products are safe to use and support all skin types no matter if its oily, dry or sensitive. Luminesce’s serums can help minimize severe blotchy and discolored skin and provide hydrating moisturizers to promote a radiant glow. Luminesce’s wide range of products includes Daily Moisturizing Complex, Cellular Rejuvenation Serum, Advanced Night Repair, Youth Restoring Cleanser, Essential Body Renewal, Ulitmate Lifting Masque, HydraShield Mask and Flawless Skin Brightener.

In 2018, Jeunesse released an all-new hair care line called RVL Advanced Hair Care System. This system helps to revitalize your scalp and the overall appearance of your hair, especially if it’s starting to thin or was damaged by heat. The products contained in the RVL Advanced Hair System kit include Scalp Infusion Treatment, Ultra Refining Shampoo and the Multi-perfecting Leave-in Conditioner. Jeunesse Global is currently headquartered in Lake Mary, Florida and was founded by CEO Randy Ray and COO Wendy Lewis. The company actively markets and distributes all of their products worldwide.

https://www.inc.com/profile/jeunesse-global

The Chainsmokers are Getting Closer to Greatness

Andrew Taggart and Alex Pall made it the upper echelons of the music world when they officially received a diamond rating. This type of honor is only given to musical groups or solo performers who can sell over $10 million units of their material. Most artists are not this fortunate. However, the Chainsmokers are. Taggart and Pall received their diamond status in July of 2018.

The song Closer has made the Chainsmokers a household name. The duo hailed from New York and has been making music since 2012. In just 6-years, the group hit the big time with the help of their song Closer. This song was released in the states back in 2016 and it took nearly 2-years to fully circle the globe. Now, people all over the world is jamming to the Chainsmoker sound.

The Chainsmokers are truly in demand. They can command six-digit figures for making appearances. They also have leverage in the industry. The duo says they only work with artists that is best suited for their sound and style. Their song Closer was performed with singer Halsey. She too has enjoyed great success by collaborating with Pall and Taggart on their hit song.

EDM or electronic dance music usually has a female singing over a track laid down by an EDM group. This is the common formula that many EDM artists use to help sell their music. Sometimes the EDM artists will sing on the song and sometimes they don’t. In this case, the Chainsmokers sang on their song with Halsey.

The duo is worth $45 million dollars. They are truly one of the best paid music groups in the business. Their style is highly influential, and their music continues to capture attention many years after its initial release. The Chainsmokers are now a great band. They are in demand and very few people can deny how good they really are.

https://www.youredm.com/2018/09/03/the-chainsmokers-say-their-quix-collaboration-is-coming-soon/

Adam Milstein, Israeli Fighter

Adam Milstein and his wife, Gila, co-founded a charitable and service-oriented organization that sole purpose is to strengthen Israeli people, the nation of Israel and the United States-Israel ties. The services that it provides give fundraising to programs in Jewish areas for education and the advocacy of the Jewish people.

Adam Milstein was born in Haifa, Israel. His parents were Eva Milshtein and Hillel Milshtein. Both immigrated to Israel when the country was born, around 1948. Adam is their first son along with Joshua and Dalit.

In 1973 he served in the Yom Kippur War. After his stint in the army, Adam enrolled in Israeli Institute of Technology. He graduated with a BS in business and economics in 1978. Afterward, he teamed with his father to expand their real estate and development business.

Adam Milstein married Gila Elgrably in 1974 in Haifa. In 1981, Adam and Gila moved to the United States with their two daughters. Their third daughter was born after the move. In 1983, he received his MBA from the University of Southern California in Los Angeles. He started working commercial real estate in sales. Currently, he is a partner with Hager Pacific Properties and oversees the firm’s finance department and all the properties.

Adam Milstein co-founded the Israeli-American Council. He sits if the Board of numerous organizations such as Israel on Campus Coalition, Jewish Funders Network, Birthright Israel and more. He and his wife also co-founded Sifriyat Pijama B’America; it provides free books in Hebrew that teaches Jewish values to families in the United States.

Adam Milstein has voiced concern over the media and the bias against Israel and its’ people. Recently, a major new outlet commented on how Israeli troops killed a six-year-old girl in Gaza. However, the news lied and the girl died of a blood disorder. Adam’s fight is keeping the media accountable.

With a lot of significant work and progress, he desires to see change. Adam Milstein is fighting for his people. His service to his country has never ceased or wavered.

 

http://hagerpacific.com/hager-team/adam-milstein/

Brian Torchin Matches Expert Staffing With Leading Industries

Brian Torchin is President of the Health Care Recruitment Counselors, LLC. As a staffing firm founded in Pennsylvania, the company provides clients with experienced staffing personnel in the medical and legal field.

Torchin grew up in Philadelphia, Pennsylvania and graduated from the University of Delaware. He is a well-known entrepreneur who has owned varied companies. Earlier in his career, he founded a chiropractic clinic. This was followed by his present staffing business which he began in 2007 and has now grown exponentially. Read more about Brian Torchin on glassdoor.com

Mr. Brian Torchin designed Health Care Recruitment Counselors to be a full-service staffing firm. He provides training, consulting services, conducts succinct background checks, and negotiates hiring contracts.

Brian’s staffing firm is located throughout the U.S. (Delaware, Philadelphia, Florida), plus he manages staffing offices in Canada, Asia, and European countries. Health Care Recruitment Counselors is a specific type of staffing firm that has a client base consisting of prominent legal and medical clients.

Torchin believes that a full-service staffing firm should take the stress out of hiring so that businesses can successfully move forward with the right skills in the staff they hire.

Brian Torchin notes that his staffing firms manage an extensive database of experienced legal and medical experts.

Since the legal industry and the medical field are specific types of career environments, Brian makes sure that all his potential candidates are matched perfectly with his worldwide clients.

Brian is a smart techy leader. He wisely uses social media websites to posts staffing positions and career opportunities for Health Care Recruitment Counselors. The staffing firm features accounts on Facebook, Twitter, and Linked-In.

Brian Torchin states that the popularity of Health Care Recruitment Counselors, LLC is founded on the firm’s confidential business practices for their clients. When a client wants a specific hiring process to be confidential, they trust that Brian and his firm will perform this to their specifications.

Read more: http://www.phillypurge.com/2017/07/18/brian-torchin-talks-about-the-difficulties-of-healthcare-staffing-in-philadelphia-and-beyond/

 

Dierdre Baggot Is A Solid Healthcare Business Consultant

When healthcare is the topic, it can really generate some opinions. Our healthcare system has changed dramatically over the years but there are people behind the scenes trying to make it better. Many ideas have been generated and then put into effect, attempting to tackle some of healthcare’s inefficiencies. One person who has made a real impact is Deirdre Baggot, PhD., MBA, BSN.

Who Is Deirdre Baggot?

I am glad you asked. Deirdre is renowned and respected among healthcare executives. She has committed herself to the healthcare industry and has been serving it for her entire career. Her work has become focused on the financials, and is known as a leader, a national expert, and an innovator. Her main contribution has been to reform healthcare and she has promoted bundled payments. As of 2012, it is estimated that one-third of the entire system used bundled payments, so her work has definitely made a difference. Follow Deirdre Baggot on Instagram

A Closer Look

Deirdre received her PhD. from University of Colorado, her MBA from the Quinlan School of Business at Loyola in Chicago, and her BSN from Southern Illinois University. She worked at Northwestern Hospital and then University of Michigan Health System, leading others and applying her vast clinical and business knowledge over a 10 year period. While in her clinical roles, she helped develop patient care protocols that are currently in place. She saw an opportunity to streamline that process and made it happen.

Her career moved forward and she teamed up with GE Healthcare Partners (Senior VP, Practice Leader) but now is a business consultant. Deirdre has managed teams and millions of dollars, and her innovative ideas have generated millions in revenue. In fact, she has over 20 articles published regarding healthcare reform with bundled payments. Deirdre Baggot led CMS’s “Bundled Payment Demo for Acute Care Episode“. As you can see, she is a dedicated leader and is able to provide expert level consulting with her high level of experience and knowledge. Deirdre loves to think up new ideas and see her ideas through to fruition, and she is paving the future of healthcare.

Read more: https://www.researchgate.net/scientific-contributions/29148566_Deirdre_Baggot

 

GreenSky Credit

GreenSky Credit, a financial company based in Atlanta, provides technology-driven lending solutions to banks, firms and consumers for home improvement, infrastructure, health-care and other purposes. Over 1.7 million consumers and over 12,000 companies are benefiting from GreenSky Credit.

GreenSky Credit is considered a highly innovative firm in the so-called “Fintech” space. Finteck, a shorthand for “Financial Tecnology” refers to those companies such as GreenSky Credit that utilize techological innovation in their lending businesses.

A recent Motley Fool article describes how GreenSky manages and grows its business by acting as a “Middleman that connects consumer borrowers with banks” by offering “Point-of-sale solutions” to individual lending situations. According to Seeking Alpha, in many cases a customer can apply for a loan and be approved in less than 60 seconds. The company has seen a steady growth in revenue, with transaction fees rising to an aggregate of $279 million in 2017, according to the Motley Fool source. Much of this innovation is directly related to the skill and leadership of its CEO and management.

CEO and Management Team

GreenSky Credit is run under the leadership of CEO Mr. David Zalik. He is assisted by Mr. Gerry Benjamin, Vice Chairman and Mr. Tim Kaliban, President and Chief Risk Officer.

CEO David Zalik has been highlighted in a number of articles, including ones appearing in Forbes and Bloomberg. David Zalik, originally from Israel, moved to Alabama at age 4 and has become an American business success story. Zalik was 12 years of age when, after he achieved an exceptionally high score on a special test, Auburn University invited him to take classes. He rode his bike to the Auburn campus after regular school for 2 years, until he enrolled at Auburn as a full-time student.

The main edge that Mt. Zaric has honed with GreenSky is that of business model that transfers much of the risks and the work to others. Another aspect that makes his company so successful is that they typically don’t work with distressed borrowers. He prefers a business model that appeals to customers who take out loans for convenience rather than necessity. In the words of Forbes, he has made the company into a “Classic digital-era middleman, in the great tradition of eBay and Airbnb, to the tune of $9 billion in unsecured loans” since 2012.

https://www.glassdoor.com/Reviews/Greensky-Reviews-E937061.htm

Deirdre Baggot, leading the effort into the world of Bundle Payments

“Be willing to tell it like it is even if it means you don’t get the work”

Deirdre Baggot

In 1997 Dierdre Baggot started her career as a nurse at North Western Memorial Hospital. After six years she went on to become a business analyst and administrative manager for the University of Michigan Health Systems. Nine years after her start at North Western, Dierdre Baggot was now the Senior Administrator of the Cardiac and Vascular Institute. Following her stint at the Institute, she found herself now Senior Vice President of GE Healthcare Partners where she spent six years working on healthcare payment systems. Read more at worldcongress.com to learn more.

It is people like Diedre Baggot who continue to lead the effort and whose drive can be only be powered by the need to help those who are less fortunate. In this world there is no shortage of the needy and without people like Deirdre Baggot, we might be looking at this world in a black and white lens. She recently blogged about how “we have over 60,000 different diagnoses, more than 6000 drugs and more than 4000 surgical techniques and procedures that we are attempting to deploy.” This need to stay deeply involved and make her voice heard on the issues that matter is the type of leadership that we need in every sector, private and governmental.

Because of the overwhelming nature a fee-for-service has on not just the patient , but everyone else involved, the innovative birth of a bundle payment had to happen, not just in California, but in as many places that can be reached. With a bundled payment, for all of the care and services related to a specific clinical episode or condition, the patient can just make one single payment. Deirdre Baggot continues to push the envelope to find better costs and reimbursement portfolios.

In a world that’s always changing, it’s nice to have someone who refuses to change one thing. The willingness to never to compromise what she stands for in exchange for financial gain .

Visit: https://www.linkedin.com/in/deirdre-m-baggot-phd-53b11824

 

OSI a Leader in the Industry

Back in 1909, Otto Kolschowsky opened a small family butcher shop in the outskirts of Chicago to peruse the American dream, and almost 110 years later that small shop is now an international force in the meat processing industry. They are considered to be one of America’s top 100 food companies, and part of that accolade comes from their core corporate values of seeking out business relationships, striving to improve, being innovative, dedication to the company as a whole and working for the betterment of it, and doing everything with integrity.

OSI Group really came into its own as one of America’s top food providers under the leadership of CEO Sheldon Lavin. During his tenure, OSI went from being completely focused on their decade’s long relationship with the McDonald’s corporation and expanded their outlook internationally. OSI has grown into a billion-dollar corporation with 55 facilities in 16 countries. They’ve recently purchased industry standards such as Tyson Food, Baho Food, and Flagship Europe increasing their reach into new markets (on new continents) and providing employment for scores of people worldwide.

It’s not only geographic growth that sets OSI Group as an industry standard, it is also their innovation and creative problem-solving skills that give their customers an advantage over the competition. OSI relies on a get-it-done mentality to move customer needs from the concept to solution and that isn’t just relegated to the kitchen. The supply chain bring food to customers is just as important as the food itself and OSI tailors their packaging and logistics capabilities around the creative food solutions they develop for customers, not the other way around. Those creative food solutions are developed in OSI’s R&D test kitchens located in every one of their major food processing plants. In these kitchens, R&D specialists will take customer ideas and develop new productions in a cost-effective way that coincides with nutritional value, shelf-life, marketing research, sensory analysis, and mass production. OSI has everything covered from A to Z when it comes to serving restaurants the best choice.

Between their core values, innovative approach to delivering customers whatever food creations they have, and expansion into new markets, OSI Group has climbed the peaks of the food processing industry and stands as one of the giants in the field. With a healthy bottom line and continual growth, it looks like OSI will continue in this way for, at least, the foreseeable future.

Refer to This Article for more information.